Outsourced finance for growing SMEs
Finance operations built for SMEs that move fast.
Capucor gives growing South African businesses a dedicated finance team — accounting, bookkeeping, and payroll — on a predictable monthly subscription. No hourly billing. No surprises.
Partners
The problem
Sound familiar?
If any of these describe your current situation, you are not alone — and it does not have to stay this way.
Messy, outdated books
Your financials are weeks behind. When you need a number, no one can give you a straight answer.
Surprise tax bills
SARS deadlines arrive without warning and provisional tax catches you off guard every time.
Disconnected tools
Spreadsheets, emails, a bank statement — all in different places, none of them talking to each other.
No time for decisions
You are too busy chasing invoices and doing admin to focus on actually growing the business.
What we do
One firm. Three disciplines.
Accounting, bookkeeping, and payroll on a single subscription.
Accounting
Compliance and financial reporting, done properly.
- Annual financials
- Tax preparation
- VAT submission
- CIPC compliance
Bookkeeping
Real-time books, reconciled and ready to act on.
- Xero business software
- Transaction processing
- Monthly recons
- Monthly reports
Payroll
Accurate, compliant payroll for teams of any size.
- Payroll processing and payslips
- PAYE and UIF submission
- COIDA compliance
- IRP5 certificates
How it works
From first call to monthly cadence in under 14 days.
01
Discovery Call
A 30-minute call to understand your business, current setup, and what good looks like for your finances.
02
Scoping & Pricing
We scope exactly which services you need, confirm your bracket, and lock in a fixed monthly fee — no ambiguity.
03
Tech Stack Onboarding
We migrate your data into Xero and connect your tools. Most clients are fully onboarded within 14 days.
04
Monthly Cadence + Advisory
Regular submissions, reconciliations, and reports on a fixed schedule. Your accountant is accessible, not absent.
Our tech stack
The tools your finances deserve.
Most SMEs still rely on spreadsheets and email. We don't.
Real-time ledger
Your numbers are current, not a month behind. Every transaction categorised and reconciled as it happens.
Auto-captured receipts
Snap a photo; the receipt is processed and matched automatically. No more shoebox accounting at year-end.
Live dashboards
Financial clarity on demand. Revenue, expenses, and cash position in one place — no waiting for a report.
Structured workflows
Every deadline tracked. Every task assigned. Nothing falls through the cracks, ever.
Why Capucor
Built differently from day one.
More than just compliance. We give you reliable numbers, practical advice, and a better way to run your business.
Subscription pricing
One fixed monthly fee. No hourly billing, no surprise invoices, no end-of-year shock. You always know what you pay.
SAICA-aligned senior reviewers
Every set of financials is reviewed by a qualified, experienced accountant. Not a junior. Not software.
Tech-first onboarding in under 14 days
We migrate your data, connect your tools, and have you fully operational faster than any traditional firm.
Advisory included, not extra
Questions about a supplier contract, a tax strategy, or cash-flow timing? That is part of the service, not a billable add-on.
Client testimonials
What our clients say.
“[Placeholder testimonial quote about Capucor's value.]”
[Client Name]
CEO, [Company]
“[Placeholder testimonial about switching to Capucor.]”
[Client Name]
Financial Director, [Company]
“[Placeholder testimonial about the tech stack and financial visibility.]”
[Client Name]
Founder, [Company]
Packages
One subscription. Full financial cover.
Flexible packages built on the same solid foundation.
Included in every package
Basic
Core compliance, handled.
- Annual Financial Statements
- SARS and CIPC Compliance
- VAT Reports & Submission
- Xero Business Software
- Monthly Bookkeeping
- Quarterly Reports
Pro
Deeper insight, broader coverage.
- Everything in Basic PLUS:
- Annual Tax Planning
- Weekly Processing
- Suppliers Processing
- Monthly Reports
Premium
Full advisory partnership.
- Everything under Pro PLUS:
- Monthly Tax Strategy
- Daily Processing
- Budget vs Actuals
- Live KPI Dashboard
Prices vary by service and bracket. Use our pricing calculator for an exact quote.
Open pricing calculatorFAQ
Common questions.
If something is not covered here, reach out via the contact form below.
Get in touch
Ready to get started?
Send us a message and we will be in touch within one business day.